Insurance Products & Services for Business
Insurance for Business is designed to transfer certain business risks to an insurance company or to meet regulatory requirements. Our goal is to let you choose the insurance coverages and policies that you desire based upon your individual best buying practices. We assist in educating our customers with the types of insurance policies that are available and the cost of each product.
Every business and business owner knows the amount of risk that they are willing and able to sustain. We assist businesses in transferring the balance of that risk through insurance purchasing, reinsurance products, group or individual captives, or industry group programs.
You may be interested in self-insuring a portion of your insurance program. Self-Insurance allows you to determine the amount of risk you are willing to retain in your business rather than purchasing 100% insurance. This is typically done through purchasing large deductibles; however, this may also be accomplished by purchasing reinsurance.
We can assist you in determining the amount of risk your business should retain in consideration of certain premium savings and expected losses. We can help you to identify appropriate third-party claim administrators and risk caps to protect your program from catastrophic exposures.
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