Equine Mortality and Farm Insurance
What is Equine Mortality Insurance?
A complete coverage package insures the animal against death due to accident, injury, illness or disease. This includes humane destruction to relieve incurable and excess suffering if caused by covered peril. Theft coverage is included. Additional coverages can be added to the package to customize the needs of the owner and horse.
Mortality Coverage Options
- Limited Animal Mortality Coverage - Protects you against loss as a result of a variety of perils including fire, lightning, windstorm, hail, theft, collision and upset while in transit, accident, and drowning.
- Full Mortality Coverage - Insurance that will pay the agreed value of your animal if it dies from theft and any accident or natural cause stated in the policy. Includes Emergency Colic Surgery Expenses at no additional charge.
Additional Optional Coverages
- Major Medical Endorsement - Helps control veterinarian fees for unforeseen events covering reasonable and customary medical and surgical expenses of a licensed veterinarian necessitated by an accident, injury, illness or disease.
- Surgical Endorsement - Covers the cost involved in lifesaving surgery for insured horse including reasonable and customary charges for surgical treatment required by accident, injury, illness, or disease.
- Loss of Use Endorsement - Protects your investment in horse that are no longer able to fulfill their functions, yet do not need to be destroyed for humane reasons.
Special Coverages
- Short-term transit
- Stallion infertility caused by accident, illness or disease
- Stallion first season, 60 percent infertility
- Foal In-Utero
- Mare guaranteed conception
- Loss of use for hunter/jumper and dressage horse competitors
- Deductible programs
Other Types of Farm and Animal Insurance Offered
- Cattle, pig, sheep and goat stock
- Poultry and Hatchery
- Private Farms
- Boarding Facilities
- Breeding Facilities
For more information contact:
Melissa Brownrigg - Equine Mortality
Nancy Brownrigg - Equine Liability and Farm
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