Wholesaling / Distribution Insurance

Wholesalers have different business needs than retail and other industries. The operations of a wholesaler may require certain extensions that may not otherwise be available on a standard insurance policy. Contents "on-site" may be primarily owned by others while many standard forms limit the contents for property of others to $10,000 or $25,000.

Extensions of coverage that should be considered by this industry are:

• Blanket Broad form Vendors
• Brands and Labels Coverage
• Personal Property of Others
• Business Personal Property off premises
• Business Personal Property in transit

Many wholesalers are also providing sub-assembly, sequencing, installation, repacking, re-labeling, repair or service work; therefore, reviewing opportunities to classify your business based upon actual processes becomes important in terms of attaining the most favorable rating.

For more information regarding wholesaling/distribution program contact: Nancy Brownrigg.